Spring clean your finances, cost of raising a family, relax your brain and more

Welcome to the Spring edition of our Quarterly Insight Newsletter! As the season begins with an unusually warm and windy start, we invite you to explore ways to embrace this opportunity for a little metaphorical spring cleaning. In our featured article, Freshen Up Your Personal and Professional Life, we offer tips to help you reset and refresh.

For our readers who are retired and feeling uncertain about their superannuation balance, we have insights on how to increase cash flow. Our article on releasing equity from your home offers strategies to help ensure financial stability throughout your later years.

While we often prioritise insuring our cars, homes, and pets, it’s easy to overlook the protection of our most important asset: our ability to earn an income. In this issue, we delve into why safeguarding your earning capacity is a critical part of sound risk management.

As retirement approaches, you’ll have important choices to make regarding how to draw down from your nest egg. In How Do Retirement Income Options Compare?, we explore various ways your superannuation can support your lifestyle after your working years.

Finally, we take a closer look at the growing DIY trend in When DIY Does Not Pay Off. While there are plenty of projects you can tackle on your own, some are best left to professionals. We’ll help you recognise when it’s time to call in expert help to avoid costly mistakes.

We hope this edition provides valuable insights for you. If you have any questions or would like to discuss any of the topics further, please don’t hesitate to reach out to our office.