Global Jitters, Super Doopers, Interest..ing facts and preparing and more

Did winter start early this year? For some of us, it certainly feels that way. Wherever you are and whatever your weather, it’s time for the winter edition of our Quarterly Insight Newsletter. In this edition we cover a range of relevant topics, with a sneak-peek of each below.

Need some quick cash for an unexpected emergency? Do you borrow, max the credit cards or buy a lottery ticket? Having an emergency fund to dip into makes things so  much easier. Importantly, it also eases the mental stress that often accompanies emergencies. Read about making an emergency fund an integral part of your financial strategy, how to set this up and manage it in the article “Why An Emergency Fund Delivers Peace Of Mind”.

In a world of rising interest rates, do you see doom and gloom for your investments or are you a winner? Your answer will depend on where you are invested and your investment strategy and objectives. In the piece “How Do Interest Rates Affect Your Investments?” the key dynamics around interest rate movements are reviewed, along with some important points to consider when investing.

As we approach the end of the financial year it’s also time to ensure you’re making the most of the opportunities to top up your super account. Whether this is through voluntary personal contributions, unused concessional contributions, salary sacrifice arrangements or other legitimate mechanisms, the time to act is now ! “How To Get Super Ready For EOFY” discusses this and more, and is a must-read.

Finally, some very wise words on the importance of keeping physically active. In her article “How To Avoid A Sedentary Lifestyle”, Dr Preeya Alexander highlights the sobering and very real health risks associated with inactivity. She goes on to suggest ways of incorporating more movement into your everyday life, which can also benefit the whole family. Don’t skip this article!