Summer Update; 2023 financial outlook, maxing up your retirement, Making and

Summer is here, Christmas is just around the corner and some of us are already looking ahead to the New Year.

It’s not all fun and overindulging though: Spare a thought for those that have been affected or continue to be affected by floods. Interest rates continue their upward trajectory with the end not yet in sight, while electricity and general household bills are rising.

With this as a backdrop, many people are anxious about their financial future. If worrying about whether you can afford to retire is keeping you awake at night, we have included some recent research that may help guide your planning.

Christmas is a time to gather the family, have a meal together and exchange gifts. For a different take on the traditional season of giving, we look at gifting shares to children – a gift that will keep on giving financially but also in terms of investment education.

The new year also brings the possibility of a fresh start and a time to set goals for the year ahead. We provide some tips to help you achieve your resolutions in 2023.

We hope that the fruit cake rises to the occasion.

Look out for each other, stay safe and contact us if you have any concerns or questions.

Wishing you and your families a happy, festive season and best wishes for 2023!