Becoming financially fit, finding life balance, forging new bonds and more

The cooler months have arrived, bringing cosy nights, crisp mornings, and a chance to pause and check in with ourselves. The shorter days might bring a touch of the winter blues, but this season also brings plenty of gentle ways to lift your spirits, like enjoying a hearty, nourishing meal, spending time with the people who make you smile, or simply relaxing by a cosy fire.

In this edition, we look at why the bond market is gaining attention this season, and provide some health tips on ways to prioritise wellness, even with a busy schedule.

We also explore the latest updates on aged care reforms and what they mean for you, along with practical tips for finding life balance in today’s fast-paced world. You will also find five straightforward steps to help you work toward a financially fit retirement.

Whether you are embracing the winter chill or escaping to warmer days, we hope this edition offers a dose of inspiration, practical support, and a reminder that even small changes can make a big difference.